We relocated to be closer to my work about two years ago. I should post the details of that decision some time, but in the mean time I need to finish relocating. This is one of my 2008 financial goals.
I reduced my commute by 40 miles each way, but the calculation is not as [...]

In my 2008 Financial Goals, my first item listed is creating a cash budget. Sometimes people call this envelope budgeting. Although cash budgeting is often considered budgeting for those without spending control or budgeting for people in debt. I disagree. My wife disagrees even stronger. We earn a reasonable income. We [...]