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Although not specifically listed as one of my 2008 financial goals, I plan to keep a full budget and track expenses versus income. My cash or envelope budget covers part […]

In my 2008 Financial Goals, my first item listed is creating a cash budget. Sometimes people call this envelope budgeting. Although cash budgeting is often considered budgeting for those without spending control or budgeting for people in debt. I disagree. My wife disagrees even stronger. We earn a reasonable income. We […]