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	<title>Comments on: Five Investment Prerequisites to P2P Lending</title>
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	<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/</link>
	<description>Investing, Saving, Borrowing, Lending, &#38; Spending</description>
	<pubDate>Fri, 19 Mar 2010 16:10:52 +0000</pubDate>
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		<title>By: Adil Malik</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-226</link>
		<dc:creator>Adil Malik</dc:creator>
		<pubDate>Fri, 09 Oct 2009 13:30:30 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-226</guid>
		<description>Hi, 
you are right, one should pay his/her debt before P2P lending.

Nice Post, keep it up.</description>
		<content:encoded><![CDATA[<p>Hi,<br />
you are right, one should pay his/her debt before P2P lending.</p>
<p>Nice Post, keep it up.</p>
]]></content:encoded>
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		<title>By: money-saving-tips</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-219</link>
		<dc:creator>money-saving-tips</dc:creator>
		<pubDate>Mon, 27 Apr 2009 08:55:24 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-219</guid>
		<description>Once again an excellent written post from you. Keep it up!</description>
		<content:encoded><![CDATA[<p>Once again an excellent written post from you. Keep it up!</p>
]]></content:encoded>
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		<title>By: Lending Club SEC S-1 Filing Risk Details &#124; Personal Loan Portfolio</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-143</link>
		<dc:creator>Lending Club SEC S-1 Filing Risk Details &#124; Personal Loan Portfolio</dc:creator>
		<pubDate>Mon, 30 Jun 2008 13:11:50 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-143</guid>
		<description>[...] are things that you have not considered, you might want to take a look at this post I wrote on the prerequisite investments to p2p lending.   These icons link to social bookmarking sites where readers can share and discover new web [...]</description>
		<content:encoded><![CDATA[<p>[...] are things that you have not considered, you might want to take a look at this post I wrote on the prerequisite investments to p2p lending.   These icons link to social bookmarking sites where readers can share and discover new web [...]</p>
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		<title>By: Advice for Potential a New Peer-to-Peer Lender &#124; Personal Loan Portfolio</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-105</link>
		<dc:creator>Advice for Potential a New Peer-to-Peer Lender &#124; Personal Loan Portfolio</dc:creator>
		<pubDate>Fri, 21 Mar 2008 06:10:04 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-105</guid>
		<description>[...] income tax treatment of peer loans reduces your return plus the taxes can be difficult to file. The Roth IRA is a better investment than P2P loans if [...]</description>
		<content:encoded><![CDATA[<p>[...] income tax treatment of peer loans reduces your return plus the taxes can be difficult to file. The Roth IRA is a better investment than P2P loans if [...]</p>
]]></content:encoded>
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	<item>
		<title>By: First Two Months Blogging P2P Lending &#124; Personal Loan Portfolio</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-21</link>
		<dc:creator>First Two Months Blogging P2P Lending &#124; Personal Loan Portfolio</dc:creator>
		<pubDate>Mon, 14 Jan 2008 05:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-21</guid>
		<description>[...] (that I seem to have little time for) I have posted two P2P lending articles including the five prerequisite investments to P2P lending including an emergency fund, 401K, a Roth IRA, etc and I also performed a basic tax impact analysis [...]</description>
		<content:encoded><![CDATA[<p>[...] (that I seem to have little time for) I have posted two P2P lending articles including the five prerequisite investments to P2P lending including an emergency fund, 401K, a Roth IRA, etc and I also performed a basic tax impact analysis [...]</p>
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		<title>By: First Peer-to-Peer Lending Carnival &#124; Personal Loan Portfolio</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-20</link>
		<dc:creator>First Peer-to-Peer Lending Carnival &#124; Personal Loan Portfolio</dc:creator>
		<pubDate>Mon, 07 Jan 2008 03:13:10 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-20</guid>
		<description>[...] Land)Â  article at the Official Prosper Blog Digging for Gold around the Portfolios and 2) the prerequisite investments to peer-to-peer lending which includes basics like an emergency fund and your work [...]</description>
		<content:encoded><![CDATA[<p>[...] Land)Â  article at the Official Prosper Blog Digging for Gold around the Portfolios and 2) the prerequisite investments to peer-to-peer lending which includes basics like an emergency fund and your work [...]</p>
]]></content:encoded>
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		<title>By: Prosper Blog: Prosper, the online marketplace for people-to-people lending &#187; Blog Archive &#187; Prosper Roundup &#8212; Prosper Blog Nominated For An Annual Award(?) Edition</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-19</link>
		<dc:creator>Prosper Blog: Prosper, the online marketplace for people-to-people lending &#187; Blog Archive &#187; Prosper Roundup &#8212; Prosper Blog Nominated For An Annual Award(?) Edition</dc:creator>
		<pubDate>Sun, 06 Jan 2008 18:35:26 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-19</guid>
		<description>[...] Five Investment Prerequisites to P2P Lending [...]</description>
		<content:encoded><![CDATA[<p>[...] Five Investment Prerequisites to P2P Lending [...]</p>
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		<title>By: Carnival of Peer-To-Peer Lending #1</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-13</link>
		<dc:creator>Carnival of Peer-To-Peer Lending #1</dc:creator>
		<pubDate>Fri, 04 Jan 2008 18:15:42 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-13</guid>
		<description>[...] quite liked Five Investment Prerequisites to P2P Lending since it is very clear that you should be responsible with your asset [...]</description>
		<content:encoded><![CDATA[<p>[...] quite liked Five Investment Prerequisites to P2P Lending since it is very clear that you should be responsible with your asset [...]</p>
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		<title>By: Personal Finance Trainer</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-10</link>
		<dc:creator>Personal Finance Trainer</dc:creator>
		<pubDate>Sun, 16 Dec 2007 05:27:49 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-10</guid>
		<description>Hi Bob. Thanks for commenting and subscribing.  I am going to try to update this site a few times per week because I really do have a lot of useful knowledge on the subject of personal finance. It is something that m parents have hammered on my for years.

There are much better places for most people to put there money.  Did you see the post on the &lt;a href="http://personalfinancetrainer.com/11/tax-impact-on-returns-capital-gains-vs-income-re-prosper-loans/"&gt;income tax implications of P2P loans&lt;/a&gt;?  That will put it in clear prospective that you should be maxing out all tax deferred investments first and even a non-tax protected S&#038;P 500 investment is a better investment than p2p loans. 

I added a blog roll link to &lt;a href="http://www.lazymanandmoney.com/"&gt;Lazy Man and Money&lt;/a&gt; since he referred a few visitors to me based on my comments and I appreciate it. He really has a great site that I like reading.</description>
		<content:encoded><![CDATA[<p>Hi Bob. Thanks for commenting and subscribing.  I am going to try to update this site a few times per week because I really do have a lot of useful knowledge on the subject of personal finance. It is something that m parents have hammered on my for years.</p>
<p>There are much better places for most people to put there money.  Did you see the post on the <a href="http://personalfinancetrainer.com/11/tax-impact-on-returns-capital-gains-vs-income-re-prosper-loans/">income tax implications of P2P loans</a>?  That will put it in clear prospective that you should be maxing out all tax deferred investments first and even a non-tax protected S&#038;P 500 investment is a better investment than p2p loans. </p>
<p>I added a blog roll link to <a href="http://www.lazymanandmoney.com/">Lazy Man and Money</a> since he referred a few visitors to me based on my comments and I appreciate it. He really has a great site that I like reading.</p>
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		<title>By: Cheapster Bob</title>
		<link>http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/comment-page-1/#comment-9</link>
		<dc:creator>Cheapster Bob</dc:creator>
		<pubDate>Sat, 15 Dec 2007 07:52:49 +0000</pubDate>
		<guid isPermaLink="false">http://personalfinancetrainer.com/5/five-investment-prerequisites-to-p2p-lending/#comment-9</guid>
		<description>Thanks for the link to your site over on Lazy Man. It seems there are better places to put ones money, before the P2P, then there is money in an average joe's pocket book.

Another came to mind while reading your suggestions. Place the money in a high interest savings account to fund a side business.

I'll subscribe to your site and check back to see how you make out with it though.

Best of luck to you.</description>
		<content:encoded><![CDATA[<p>Thanks for the link to your site over on Lazy Man. It seems there are better places to put ones money, before the P2P, then there is money in an average joe&#8217;s pocket book.</p>
<p>Another came to mind while reading your suggestions. Place the money in a high interest savings account to fund a side business.</p>
<p>I&#8217;ll subscribe to your site and check back to see how you make out with it though.</p>
<p>Best of luck to you.</p>
]]></content:encoded>
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